Financial Planning
Our financial planning process is designed to give you clarity, confidence, and a plan tailored to your goals. We start with a discovery meeting to understand your current financial picture, priorities, and long-term objectives. From there, we gather and analyze key information—such as income, assets, liabilities, insurance, and investment accounts—to develop a personalized and actionable strategy.
The planning process typically includes:
Discovery & Goal Setting – Understanding your needs, values, and objectives.
Data Gathering & Analysis – Reviewing your financial details to identify opportunities and risks.
Plan Development – Creating a customized financial plan with actionable recommendations.
Implementation Support – Assisting with account setup, investment changes, or other steps needed.
Ongoing Guidance – Periodic reviews and adjustments to keep your plan aligned with life changes.
Deliverables may include a written financial plan, retirement projections, investment strategy recommendations, insurance and risk analysis, cash flow planning, and other tools specific to your situation.
Cost varies based on the complexity of your needs. We offer transparent, flat-fee pricing, which will be discussed upfront so there are no surprises.
Investment Management
Our investment management service is built to align your portfolio with your goals, risk tolerance, and financial plan. We believe investing should be disciplined, transparent, and tailored—not one-size-fits-all.
The process typically includes:
Portfolio Review & Goal Alignment – Understanding your objectives, time horizon, and comfort with risk.
Strategy Development – Designing a diversified investment strategy that reflects your needs and preferences.
Implementation – Building and managing your portfolio using cost-effective, research-driven investments.
Ongoing Monitoring & Rebalancing – Regularly reviewing and adjusting your portfolio to keep it on track.
Performance Reporting & Reviews – Providing clear reporting and periodic review meetings so you stay informed.
Deliverables may include a customized investment policy, ongoing portfolio management, performance reports, and coordination with your broader financial plan.
Cost is structured as a transparent, assets-under-management (AUM) fee.